RD Finance Solutions can help you secure fast approval with competitive rates. We even offer a free car buying service for new vehicles, saving customers an average of $4,000 on purchases. Just like shopping for a home loan, we’ll help you find a great deal on car finance. With over 15 vehicle lenders on our panel, many offering no early payout fees, or monthly account fees.
Business owners can also benefit from fast low-doc loan approvals within 24-48 hours for vehicles, company cars, trucks, or equipment. Our application process is quick, simple, and hassle-free, and property owners can access even better rates. RD Finance Solutions offers reliable, unbiased loan brokerage services with quick approval times.
We assess your financial situation and goals to determine how much you can borrow - and whether a loan, lease, or chattel mortgage suits you best.
With access to a wide panel of lenders, we compare competitive vehicle finance options and match you with the one that offers the best terms for your needs.
We handle the paperwork and application process, aiming for fast approvals so you can secure your vehicle without delays.
We clearly outline loan costs, including fees, interest rates, and any balloon payments, so there are no surprises down the road.
Whether you're buying for personal use or business, we help structure the loan to align with your cash flow, tax strategy, and long-term plans.
From application to settlement, we stay by your side to make the vehicle finance process simple, efficient, and stress-free.
We had a wonderful experience working with Renee to secure a car loan recently, From the very beginning Renee was knowledgeable and dedicated to finding the best options for us. She guided us through the entire process, answering all our questions quickly and making everything seamless and easy to process. Thanks to her hard work, we got an incredible interest rate and were able to drive off in our new car stress-free. I highly recommend Renee to anyone in need of a great, reliable and supportive broker ☺️
Kathryn P
Thinking about financing a new car, ute, or work vehicle? Whether it’s for personal use or your business, understanding your repayments and borrowing power is an important first step. Questions like “How much can I borrow for a vehicle?”, What will my repayments look like?” and “Can I afford to make extra repayments to pay it off sooner?” are common, and we’re here to help you find the answers.
Our simple calculators can help you get a clearer picture and plan your next move:
A broker works for you – not a specific bank or dealership – comparing a range of lenders to find a loan that best suits your needs and budget. This personalised approach often results in better loan terms and a smoother experience overall. Also, if you have finance ready before you visit the dealership, you often get a better deal on the car.
A secured car loan means the lender takes the car as collateral, usually offering a lower interest rate. An unsecured loan doesn’t require the vehicle as security, and often the rates are higher.
How much you can borrow depends on your income, living expenses, number of dependents, and existing debts. Lenders also assess your credit score, which can affect the interest rate you’re offered and your overall borrowing capacity. Some lenders require a 10–20% deposit, while others may require no-deposit depending on the strength of your financial profile.
Yes, you can get pre-approval for a car loan. It gives you a clear budget, strengthens your negotiating power, and makes the buying process faster and easier.
Some lenders charge early repayment fees, especially on fixed-rate loans, while others don’t. Speaking with a broker about your goals will help to find the right lender for your personal circumstances.
When you’re ready to take the next step, we’re here with expert advice and personalised support to guide you through your vehicle finance journey.
