Personal loans

Do you need a little extra cash?

Everyone has their own reasons for needing extra cash – whether it’s for a well-deserved holiday, boosting your savings for a home deposit, covering wedding expenses, or consolidating credit cards and other debts. At RD Finance Solutions, we offer a variety of options to help simplify your finances and achieve your goals. With a range of trusted lenders on our panel, we provide competitive rates tailored to your unique situation. Our professional brokers will work with you to find a personalised solution through a straightforward application process. From application to loan settlement, the entire process can be completed in as little as 48-72 hours.

How we help with personal loans

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    Understanding your loan needs

    We take the time to understand what the loan is for - whether it's travel, medical expenses, debt consolidation, or something else - so we can recommend the right solution.

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    Finding the right loan for you

    With access to a wide range of lenders, we compare personal loan options to find one with competitive rates, flexible features, and terms that suit your situation.

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    Simplifying the application process

    We manage the application from start to finish - saving you time, avoiding paperwork headaches, and helping you get approved sooner.

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    Explaining all the costs

    We break down interest rates, fees, and repayment terms so you know exactly what to expect and can borrow with confidence.

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    Helping you stay on track

    We make sure the loan structure works for your budget, so repayments are manageable and aligned with your financial goals.

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    Support every step of the way

    Whether it’s your first personal loan or your fifth, we’re here to answer questions, provide guidance, and make the process stress-free from start to finish.

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Thoroughly impressed with RD finance as a whole and would happily recommend them to anyone requiring finance. I’d also like to add that Ebony who looked after me personally was highly professional and a kept me up to date with every process and step along the way.
If you are on the fence with who to choose for your financing needs, I implore you to go see RD Finance.
Thanks guys, I’ll be back in the future.

Corey Donaldson

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Calculators for personal loans

Plan your finances and stay in control

Considering a personal loan for travel, home improvements, or to cover unexpected expenses? Whatever your goal, knowing how the loan will fit into your budget is essential. Questions like “How much can I borrow?”, “What will my repayments look like?” and “How quickly can I pay it off if I make extra contributions?” are common, and we’re here to help you find the answers.

Our easy-to-use calculators can help you plan with confidence and make informed choices:

Our resources hub

Handpicked links to support all your lending needs

Your finance questions answered

What can I use a personal loan for?

Personal loans can be used for a wide range of purposes, including travel, weddings, medical expenses, home renovations, debt consolidation, or major purchases like appliances or furniture. Some lenders also allow loans for business or investment purposes.

What’s the difference between a secured and unsecured personal loan?

A secured loan uses an asset (like a car) as security, usually offering a lower interest rate. An unsecured loan doesn’t require security but typically has higher rates and stricter approval criteria.

How much can I borrow with a personal loan?

Loan amounts typically range from $2,000 to $50,000 or more, depending on your income, credit history, and financial situation. Our brokers can help assess your borrowing power and match you with a suitable lender.

How long does it take to get approved?

Approval times vary by lender, but many personal loans can be approved within 24-48 hours – sometimes even the same day. Having your documents ready can speed up the process.

Will applying for a personal loan affect my credit score?

Yes, lenders will conduct a credit check when you apply, which can temporarily lower your credit score. However, making timely repayments can positively impact your score over time.

Let’s Make It Happen

When you’re ready to take the next step, we’re here with expert advice and personalised support to guide you through your personal loan journey.