From first homes and next homes to refinancing and car loans, we’re here to help you find the right finance solution with personalised support every step of the way.
With over 25 years of experience in the finance industry, RD Finance Solutions helps Australians find finance solutions tailored to their individual needs.
With offices in Burpengary East and Scarborough, our team works with first-home buyers, families, self-employed clients, business owners and property investors across Australia. We take the time to understand what you’re looking to achieve, compare options from a wide range of lenders and support you throughout the process.
Our focus is simple: making finance easier to understand and helping you find the right solution for your needs.
Being part of the local community is important to us at RD Finance Solutions. With our Burpengary East office just a short distance from Morayfield State High School, the opportunity to support a school at the heart of our local community felt like a natural fit.
We wanted our involvement to be about more than sponsorship. Our aim is to provide genuine value to the school community by sharing practical finance information and resources that can help make lending and money matters easier to understand.
Throughout our partnership, we’ll be sharing helpful resources and articles, hosting Parent Finance Information Nights and providing information and sessions specifically for students to help build their financial knowledge and confidence as they prepare for life beyond school.
This page will continue to grow throughout our partnership, giving Morayfield State High School families and students a dedicated place to find helpful information, upcoming events and resources from RD Finance Solutions.
From buying or building a home and growing your property portfolio to refinancing, business finance or your next big purchase, our team can help you explore your options and find the right finance solution for your needs.
Home Loans
First Home Buyers
Construction Loans
Refinancing
Equity Release
Solar Finance
Investment Loans
Self Managed Super Fund Loans
Personal Loans
Car Finance
Caravan Finance
Pool Finance
Debt Consolidation
Business Vehicle Finance
Equipment Finance
Commercial Property
With access to a broad panel of lenders, we can explore different options to help find the right finance solution for your needs.
Understanding finance can sometimes feel complicated. We’ve brought together helpful tools, information and resources to help Morayfield State High School families and students build their knowledge, understand their options and feel more confident when making financial decisions.
Whether you’re starting to manage your own money or making bigger financial decisions for your family, we’ve answered some common questions to help make finance easier to understand.
Getting into good money habits early can make a big difference. Start by keeping track of what you earn and spend, setting aside some of your pay for savings, and creating a simple budget so you know where your money is going.
Tax is money collected by the government to help fund services such as schools, hospitals, roads and emergency services. When you work, your employer may withhold tax from your pay and send it to the Australian Taxation Office on your behalf.
Superannuation, or super, is money paid into your super account to help support you financially when you retire. If you’re eligible, your employer generally pays super on top of your wages. Starting early gives your super more time to grow over your working life.
A credit score helps lenders assess how you’ve managed credit and repayments in the past. Paying bills and repayments on time, avoiding missed payments and using credit responsibly can all help you build a positive credit history.
No. You don’t need to get a credit card just to build a credit history. Your credit file can include information about credit applications and accounts such as personal loans, car loans and some phone or utility accounts, so it’s more important to manage any credit you do use responsibly.
A keycard lets you access your own money from your bank account. A debit card does the same, but can also be used for online shopping and purchases wherever Visa or Mastercard is accepted.
Buy Now, Pay Later services can affect a future loan application. Lenders may consider your BNPL accounts, repayments and spending commitments when assessing how much you can afford to borrow, so it’s important to use these services responsibly.
If you’re self-employed, you’re generally responsible for managing and paying your own tax. Your super obligations will depend on how your business and working arrangements are structured, and you may also choose to make contributions to your own super.
A HECS debt usually won’t stop you from getting a loan, but it can reduce how much you can borrow because lenders take your compulsory repayments into account when assessing your income.
Your borrowing capacity depends on your income, expenses, existing debts and credit history. A quick assessment can give you an accurate estimate.
Yes, in many cases you can. Some lenders accept Centrelink payments and child support as income, provided they meet certain criteria.
A novated lease allows you to pay for a car through your salary, with some payments potentially made from your pre-tax income. It can offer tax benefits and bundle running costs into one payment, but it may also affect your borrowing capacity for future lending.
It depends on your situation. Refinancing may help simplify your finances, lower your repayments or reduce the interest you pay.
The amount varies depending on the lender, the price of the home and your individual circumstances. Some buyers may be able to purchase with as little as a 5% deposit, while others may need closer to 15–20%.
Many lenders prefer to see at least 12–24 months of trading history, but some may consider applications sooner depending on your business, income and previous work experience.
Yes. Many lenders accept casual, contract, and part-time employment. The key is showing a consistent income and meeting the lender’s requirements.
It depends on the particular scheme or benefit. Eligibility requirements vary, and your partner’s previous property ownership may affect what you can access, so it’s worth checking which options may be available for your circumstances.
You may not have to wait. Some lenders will consider an application soon after you start a new job, particularly if you’re working in the same industry or have a strong employment history. Lender requirements vary, so it’s worth checking your options.
Explore our finance calculators to help you estimate repayments, borrowing power and other figures as you consider your options.
Please note: These resources link to external websites.
RD Finance Solutions is not responsible for the content or privacy practices of third-party websites.
We take the time to understand your needs and guide you throughout the process.
Flexible appointment times make it easier to get the support you need around work and family commitments.
Clear communication and a dedicated point of contact throughout your finance journey.
