Self Managed Super Fund Property Loan
Are you looking to purchase an investment property with your self-managed super fund (SMSF)?
Renee and the team at RD Finance Solutions are your go-to mortgage brokers with extensive SMSF property loan experience. Contact us today!
The complexities around SMSF property loans can be significant and often confusing. Self managed super funds are heavily audited, and borrowing with a SMSF is not typically as straightforward when compared to a ‘traditional’ home loan.
But the good news is, finding a mortgage broker with the right SMSF knowledge and expertise will make a huge difference – and help you navigate the regulatory and legal requirements with greater ease.
We can also coordinate with your financial planner to make the process as simple (and streamlined as possible), not to mention we will secure the best loan that works for your personal situation and SMSF – it’s your retirement investment after all!
What Our Clients Say...
“Renee was extremely helpful in sorting out a mortgage for my first house, she went above and beyond to help me out. Would definitely recommend her to everyone.”
“Being self-employed is at most times, quite annoying and time-consuming when seeking finance. Whether it's a need to refinance, fund business equipment or other related reasons, it can simply be a nightmare. At every step, Renée has made the financing process easy and swift. Her professionalism streamlined through every step to reach a perfect outcome for our needs. We are very thankful we found Renée and we highly recommend her to anyone seeking her services.”
"Renee has been so incredibly helpful in arranging finance for our recent investment purchase. She definitely knows what she's talking about and was always able to answer our questions in a clear way. We will definitely use Renee's services again and can't recommend her more highly. Many thanks Renee!"
"My husband and I have just refinanced through RD Finance and couldn't be happier .. Renee went above and beyond to accomodate our needs and what we were looking for. Highly recommend- and best of all owning our home sooner !!"
"Where there is a will there is a way - Renee had the will and found the way securing my home loan against extraordinary odds. A life long dream of building my 1st home after 22 years of renting became a reality with Renee's exceptional industry knowledge and commitment. For ever grateful."
"Renee has been an absolute pleasure to deal with and has provided exceptionally professional service throughout the entire process . She has made it such a stress free purchase that we have been able to focus on the excitement that should go with buying your first home ! thank you so much ! We strongly recommend RD Finance Solutions to everyone !!"
"Great friendly , proficient and professional. expeditiously guarantees best possible results for her clients. Will definitely be a repeat customer. Thanks Renee !!!"
"Great customer service. Renee is genuinely interested in helping the consumer get the best value for money. Great business culture that is very rare to find these days. Will definitely use her service again."
"Renee is an amazing broker, she is full of help and nothing is too much trouble for her. Renee has a huge amount of industry experience and most importantly, she is independent and therefore works in our best interests and not the banks."
"If you're after the best then you've found it! Renee has been brilliant from start to finish. Excellent knowledge and communication. We highly recommend RD Finance."
"Renee deserves way more than a 5 star rating! We honestly couldn’t have done it without her. After a very stressful month, banging our heads against the walls we finally settled and it wouldn’t have happened without her hard work and commitment. Renee will forever be apart of our lives and will ALWAYS have control of our future finances. Renee is very flexible and was always willing and able to meet with us after hours and even continued to work on our file after hours. We are very thankful and grateful for her hard work"
Why Choose RD Finance Solutions?
Single point of contact - available when you are
We can be easily contacted 7 days a week, on your availability. We don’t work standard business hours. With a single point of contact from beginning to end.
Seriously. We’re not a boring finance brokerage firm, just ask any of our clients who repeatedly tell us that we make finance exciting (and easy to understand).
Tailored finance solutions from a qualified broker
We’re your trusted finance professional, the Alfred to your Batman, offering tailored advice based on your personal circumstances.
We don't treat
you like a
Because you’re not! We genuinely care about our clients and take our role very seriously, even if our personalities are a little on the wild side.
What's the Process?
Here’s what you can expect working with RD Finance Solutions. Click on each step for more information:
1. Initial Phone Call to Discuss Your Needs
We’ll cover off some initial questions to better understand your current financial situation, borrowing goals, along with deposit available and SMSF structure. Expert tip: SMSF lending has different requirements to other home & commercial loans, one example being a minimum SMSF balance of $200,000. There are lenders who will accept lower SMSF balances.
2. Complete our 'Client Information Form'
This gives us the complete background on your current financial situation, and borrowing goals.
3. Assessment & Eligibility Call
We’ll discuss with you and/or your financial planner your eligibility and check that you satisfy all SMSF lender criteria. During this stage we also confirm whether your SMSF is a corporate trustee or individual trustee; funds available in your SMSF; how long you intend to keep working and earning super and whether you’ve made any additional super contributions. All of these factors can influence the best path forward to securing the right SMSF property loan for you.
4. Written Recommendation
Which outlines the lenders we recommend that are suited to your SMSF, loan structure and proposed loan repayments that will work best for your financial situation.
5. Loan Application
From here we’ll help you complete the loan application and submit on your behalf to the lender.
Renee will be your single point of contact every step of the way, from initial discussion of your needs all the way through to settlement, and even post settlement to help you with loan maintenance.
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